How do I know if I have a slab leak?
A rising water bill, a water meter that moves with everything off, warm or damp floor spots, lifting flooring and the sound of running water are the usual signs. None proves a slab leak alone. A plumber confirms it with a pressure test or listening equipment, and a crew measures the moisture it has caused.
A simple first check is to turn off every fixture and appliance, then read the meter and look at it again after a while. If the dial or low-flow indicator moves, water is going somewhere. The leak could be a running toilet, an irrigation line or a pipe outside the house, so it is a reason to call a plumber rather than a diagnosis.
A moisture meter on the floor can show a wet area, and a thermal camera can show a cool or warm pattern, but neither tells you the cause. That is why restoration and plumbing work together.
Will insurance cover a slab leak?
It depends on your policy and on how the leak is described. Homeowners policies often cover sudden and accidental water damage and usually exclude damage from long-term leaks, and slab and foundation damage can be treated differently from interior water damage. Ask your insurer before work starts and keep your photos and readings.
Policies word this differently, and some limit or exclude the cost of reaching the pipe, such as breaking out the slab. Others cover the resulting interior water damage while excluding the pipe itself. Only your insurer or agent can tell you which applies to your policy.
The crew can document the damage for your claim, including photos and readings. It does not decide coverage and cannot promise an outcome.
Can mold grow under flooring after a slab leak?
Yes. Carpet, pad, laminate and the bottom of drywall that stay damp over a wet slab can grow mold, especially in warm, humid air. The EPA advises drying within 24 to 48 hours, but a slab leak often runs unnoticed for much longer, so a musty smell or stained baseboards are worth checking.
Because the leak may have run for weeks, materials can be damp before anyone sees a stain. Pulling a small section of baseboard or carpet edge to look is often how it is found.
If mold growth is found, Florida's licensing rules apply to areas above about 10 square feet, and mold assessors and remediators hold separate licences. See mold inspection and mold remediation.
What happens when a leak is under the slab and the floor has to be opened?
A plumber may reach the pipe by breaking into the slab, rerouting the line through the walls or attic, or replacing the line. Which option makes sense is the plumber's decision. A restoration crew dries around that work, and tearing out and rebuilding walls and floors is generally treated as construction work in Florida.
Ask for the options in writing, including any permit the work needs. The City of Port St. Lucie Building Department handles permits inside the city, while unincorporated St. Lucie County and Martin County use their own offices.
If the plan is to break the slab, tell the crew so drying is scheduled around it. Dry out the floor again after the repair, because the break-out itself adds water and dust.